[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.6rp.cz\/plusy-a-minusy\/#Article","mainEntityOfPage":"https:\/\/www.6rp.cz\/plusy-a-minusy\/","headline":"Plusy a m\u00ednusy","name":"Plusy a m\u00ednusy","description":"Nez\u00e1le\u017e\u00ed ani na tom, jak \u010dasto jezd\u00edte autem, je ale velmi d\u016fle\u017eit\u00e9, jak\u00e9 budete m\u00edt povinn\u00e9 ru\u010den\u00ed, kter\u00e9 pro v\u00e1s m\u016f\u017ee b\u00fdt p\u0159\u00ednosem. Jsou mnoz\u00ed, kte\u0159\u00ed toto poji\u0161t\u011bn\u00ed pova\u017euj\u00ed za zbyte\u010dn\u011b vyhozen\u00e9 pen\u00edze. N\u00e1zory na toto povinn\u00e9 ru\u010den\u00edse r\u016fzn\u00ed, ale je povinn\u00e9 a je pro v\u00e1s d\u016fle\u017eit\u00e9. Samoz\u0159ejm\u011b, \u017ee nikdo nikomu nep\u0159eje, aby se mu p\u0159i cest\u00e1ch stala nehoda. Ale pokud se tak stane, a\u0165 va\u0161i vinou nebo ciz\u00edm zavin\u011bn\u00edm, a\u017e tehdy zjist\u00edte, jakou pojistku jste uzav\u0159eli, Jestli dobrou, kter\u00e1…","datePublished":"2019-10-15","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.6rp.cz\/author\/#Person","name":"","url":"https:\/\/www.6rp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"6rp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.6rp.cz\/wp-content\/uploads\/img_a342874_w2495_t1556023168.jpg","url":"https:\/\/www.6rp.cz\/wp-content\/uploads\/img_a342874_w2495_t1556023168.jpg","height":0,"width":0},"url":"https:\/\/www.6rp.cz\/plusy-a-minusy\/","about":["Pen\u00edze"],"wordCount":458,"articleBody":"Nez\u00e1le\u017e\u00ed ani na tom, jak \u010dasto jezd\u00edte autem, je ale velmi d\u016fle\u017eit\u00e9, jak\u00e9 budete m\u00edt povinn\u00e9 ru\u010den\u00ed, kter\u00e9 pro v\u00e1s m\u016f\u017ee b\u00fdt p\u0159\u00ednosem. Jsou mnoz\u00ed, kte\u0159\u00ed toto poji\u0161t\u011bn\u00ed pova\u017euj\u00ed za zbyte\u010dn\u011b vyhozen\u00e9 pen\u00edze. N\u00e1zory na toto povinn\u00e9 ru\u010den\u00edse r\u016fzn\u00ed, ale je povinn\u00e9 a je pro v\u00e1s d\u016fle\u017eit\u00e9.Samoz\u0159ejm\u011b, \u017ee nikdo nikomu nep\u0159eje, aby se mu p\u0159i cest\u00e1ch stala nehoda. Ale pokud se tak stane, a\u0165 va\u0161i vinou nebo ciz\u00edm zavin\u011bn\u00edm, a\u017e tehdy zjist\u00edte, jakou pojistku jste uzav\u0159eli, Jestli dobrou, kter\u00e1 v\u00e1m dok\u00e1\u017ee v\u0161echny va\u0161e \u00fatrapy okolo jak\u00e9koliv pojistn\u00e9 ud\u00e1losti zahojit, nebo to bude slu\u017eba se slabou z\u00e1platou. Co je nejd\u016fle\u017eit\u011bj\u0161\u00ed – pokud vy zavin\u00edte autonehodu a nebudete m\u00edt povinn\u00e9 ru\u010den\u00ed, budete hradit ve\u0161ker\u00e9 n\u00e1klady vy.Pen\u00edze ur\u010dit\u011b \u0159e\u0161\u00edme v\u0161ichni. Cena u tohoto poji\u0161t\u011bn\u00ed je pro mnoh\u00e9 \u0159idi\u010de ur\u010dit\u011b hodn\u011b d\u016fle\u017eit\u00e1. V cen\u011b poji\u0161t\u011bn\u00ed hraje velkou roli p\u0159edev\u0161\u00edm obsah motoru. \u010c\u00edm je vy\u0161\u0161\u00ed, t\u00edm je i poji\u0161t\u011bn\u00ed dra\u017e\u0161\u00ed. Ale vliv na v\u00fd\u0161ku ceny maj\u00ed i dal\u0161\u00ed faktory. Proto\u017ee ka\u017ed\u00e1 poji\u0161\u0165ovna p\u0159i povinn\u00e9m ru\u010den\u00ed v\u00e1m nab\u00edz\u00ed i r\u016fznou v\u00fd\u0161ku limitu a u\u017eite\u010dn\u00e1 p\u0159ipoji\u0161t\u011bn\u00ed (nap\u0159.: r\u016fzn\u00e9 asisten\u010dn\u00ed slu\u017eby, poji\u0161t\u011bn\u00ed skel, st\u0159et se zv\u011b\u0159\u00ed, hospitalizaci po nehod\u011b, n\u00e1sleduj\u00edc\u00ed pracovn\u00ed neschopnost, atd). Minim\u00e1ln\u00ed v\u00fd\u0161ka pojistn\u00e9ho limitu je 35 mil. K\u010d, ale i kdy\u017e se to zd\u00e1 mnoh\u00fdm velk\u00e1 suma, v sou\u010dasn\u00e9 dob\u011b to je pom\u011brn\u011b mal\u00e1 \u010d\u00e1stka, proto\u017ee dnes n\u00e1roky po\u0161kozen\u00fdch p\u0159i \u00fajm\u011b na zdrav\u00ed, majetku, \u00famrt\u00ed a r\u016fzn\u00fdch jin\u00fdch n\u00e1rok\u016f, jsou velmi vysok\u00e9.Odborn\u00edci doporu\u010duj\u00ed a\u017e ztrojn\u00e1sobit pojistn\u00fd limit. Co byste m\u011bli m\u00edt je\u0161t\u011b na pam\u011bti:\u00d8  p\u0159i uzav\u0159en\u00e9m povinn\u00e9m ru\u010den\u00ed poji\u0161\u0165ovna zaplat\u00ed \u0161kodu POUZE po\u0161kozen\u00fdm.\u00d8  p\u0159i uzav\u0159en\u00e9m havarijn\u00edm poji\u0161t\u011bn\u00ed poji\u0161\u0165ovna zaplat\u00ed \u0161kodu jek na VA\u0160EM automobilu nebo jin\u00e9m motorov\u00e9m vozidle, p\u0159i autonehod\u011b, \u017eiveln\u00e9 \u0161kod\u011b, kr\u00e1de\u017ee nebo i vandalismu.P\u0159ipom\u00ednka: v p\u0159\u00edpad\u011b, \u017ee m\u011bn\u00edte poji\u0161\u0165ovnu z jak\u00e9hokoliv d\u016fvodu, p\u0159itom nebudete m\u00edt povinn\u00e9 ru\u010den\u00ed doplaceno podle stanoven\u00e9 pojistky, tento dluh na v\u00e1s poji\u0161\u0165ovna bude vym\u00e1hat i s pen\u00e1lem.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Plusy a m\u00ednusy","item":"https:\/\/www.6rp.cz\/plusy-a-minusy\/#breadcrumbitem"}]}]